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Terms of Service

Last updated: May 4, 2026

By using Earnings Grader, you agree to these terms. If you don't agree, please don't use the site.

What this site is

Earnings Grader is a free, AI-powered educational tool that takes an earnings report (as a URL, pasted text, or image) and returns a teacher-style letter grade with commentary. The output is generated by a large language model.

Not financial advice

Nothing on this site is financial, investment, accounting, tax, or legal advice. The grades and commentary are produced by an AI model and may contain errors, omit material information, or misinterpret context.

Do not make investment decisions based on output from this site. Always verify figures against the original filing and consult a qualified professional before acting on any information you read here.

Acceptable use

By using the site, you agree not to:

  • Submit content you don't have the right to share, or content that infringes anyone's rights.
  • Use the site to harass others, distribute malware, or violate applicable law.
  • Attempt to disrupt, overload, scrape at scale, or reverse engineer the service.
  • Resell, repackage, or present output from this site as professional advice.

Availability

The site is provided on an "as is" and "as available" basis. We may change, suspend, or discontinue any part of the service at any time without notice.

Disclaimer of warranties

To the fullest extent permitted by law, the site is provided without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

Limitation of liability

To the fullest extent permitted by law, the operator of this site is not liable for any indirect, incidental, consequential, or special damages, or for any losses (including financial losses) arising out of your use of the site or reliance on its output.

Third-party content

The service processes inputs you provide and may rely on third-party AI providers, hosting, and ad networks. Those providers operate under their own terms.

Changes to these terms

We may update these terms from time to time. The "last updated" date at the top of this page reflects the most recent version. Continued use after a change means you accept the new terms.

Contact

Questions about these terms can be sent to contact@yieldcollector.com.